Retirement tools

Australian Age Pension Calculator

Estimate your fortnightly Age Pension using the income and assets tests. The calculator accounts for deeming and the Work Bonus where they apply.

Your details

Relationship status

Homeowner status

Are you aged 67 or older?

I live in Australia and meet the Australian residence rules.

Generally, you need at least 10 years of Australian residence, including 5 continuous years. See the rules and exceptions.

Assets and income

Financial assets

Bank accounts, shares and assessable super. We estimate income from these using deeming.

Other assessable assets

Vehicles, contents and investment property. Leave out your main home.

Other assessable income

Income period

For example, assessable rent. Leave out work income and earnings from financial assets entered above.

Asset adjustments Optional

Financial assets for deeming

Leave blank to use the financial assets above. Enter a different amount if, for example, a secured loan reduces your assets test value.

Exempt home sale proceeds

Only enter invested proceeds exempt while replacing your main home. Leave them out of the other fields. The calculator uses the homeowner threshold and lower deeming rate for this case.

Work income and Work Bonus If you work

Enter gross wages and eligible self-employment income in the selected income period. We apply the $300 fortnightly Work Bonus to each eligible person.

Your work income

Your Work Bonus balance

My first eligible claim

A first eligible claim fills in the $4,000 starting credit. You can type over it with your available balance, up to $11,800. Check your balance.

Rent Assistance If you pay eligible rent

Enter eligible rent using the income period above. For a couple living together, enter combined rent. If you live apart due to illness, enter each person’s rent separately. This estimate uses Rent Assistance rates for people without dependent children. Check eligibility.

Eligible rent

Your estimate

Enter your details to see your estimated fortnightly payment.

Rates effective 20 September 2026 Last verified 6 November 2026

Your figures stay in your browser. Services Australia decides eligibility and payment amounts.

Assumptions and official sources

This estimate uses standard Australian resident rates, pension and energy supplements and eligible rent you enter. Overseas and transitional rates, blindness exemptions, gifting, and special income-stream or property rules need separate assessment. Younger partners’ accumulation super is usually exempt until Age Pension age. Income entered for longer periods is averaged over 26 fortnights.